Getting money on a microfinance organization is very simple. It is necessary to find a creditor who is completely suitable under the terms, apply for an application and wait for an answer. To receive a loan in the amount of 1 to 50 thousand rubles, only a passport and taxpayer code is required. MFIs are not interested in a package of documents, which includes a certificate from the place of work, insurance and other bureaucratic trifles. get the money on the passport -the case is 15-30 minutes, the main thing is to wait for the approval of the application.
What should not be afraid:
- Deception from the MFI;
- unreal requirements;
- providing an income certificate and confirmation of official employment;
- Changes in the terms of lending in the process of payment of the loan;
- fraud on the part of the creditor;
- incorrect contact to the client;
- A fine or lawsuit in court, if there is no way to pay a loan on time, but there is an agreement on a delay with the creditor.
profitable loans are short -term and long -term. The first category of loans is taken for utility bills, “before salary”, for the purchase of household appliances. The second goes to treatment, training and other needs that are satisfied for a large time period. It is important to soberly evaluate your forces in the payment of the requested amount of money. Another delay will entail a deterioration in the financial situation. Typically, MFIs do not turn to collectors, but they can sue. This instance has the right to admit that the borrower has not fulfilled the clauses of the contract. It does not matter that the document was signed using a digital signature (code).
What to pay attention to
The main requirements for the borrower are the achievements of adulthood, the presence of a passport of a citizen of the Russian Federation and a registration in any region of the country. Be sure to indicate the active phone number, the representative of the MVO will call it and ask his questions. If the client leaves no contacts, the chances of approval of the application are zero.
Money can be obtained in several ways, including:
- bank cards of any Russian banks;
- cash at the issues of issuance, offices of microfinance organizations;
- On electronic wallets Yandex money, kiwi, webmoney;
- via electronic payment systems contact, golden crown, junostrum.
There are situations that the money did not come to the account, and the microfinance organization reported that the payment was sent. In the contract, it is necessary to check the correctness of the introduction of their details. Время зачисления финансов на банковский счет составляет от
